Change is Coming


Imagine a world where tools for payments were not necessary. Paper checks are already on the way out, and within a decade they might not exist at all. Airlines and now some restaurants are no longer accepting cash. Credit cards are expensive, and they are cumbersome to use online, where consumers have to re-enter and re-enter names, addresses, and codes. Are fluid and secure transactions possible without checks, cash, and cards? The cashless future may be closer than you think.

  • One-touch, One-Click applications are providing value to both consumers and businesses.
  • Peer-to-peer payments are growing rapidly and becoming a material portion of total transactions.

The trend away from physical payments has been underway for some time. The decline in checks hastened with the advent of both direct deposit and online bill pay. ATM utilization is on the down swing today due to remote deposit and a decline in cash transactions. Credit card companies have advertised to attract small dollar value transactions. While more transactions have been digitized, early efforts to create a singular cash replacement in the form of a digital wallet have not proven fruitful. Instead, one-touch payments and peer-to-peer methods are taking off. One caveat would be that a particular challenge for digital payments is moving from closed systems (Amazon One-Click or Walmart Pay exclusive to their sites) to applications that could be used anywhere.

Read more >>

Important Notice

This document contains investment performance information and is intended solely for Institutional Investors and Financial Intermediaries.

By clicking "Accept" below, you confirm that you are:

This material is not intended for retail investors and should not be distributed or relied upon by any person other than the intended audience. Performance data presented may be based on past results, which do not guarantee future performance.

If you do not meet the qualifications above, please click "Decline" to return to the homepage.

Important Notice

This document contains investment performance information and is intended solely for Institutional Investors and Financial Intermediaries.

By clicking "Accept" below, you confirm that you are:

This material is not intended for retail investors and should not be distributed or relied upon by any person other than the intended audience. Performance data presented may be based on past results, which do not guarantee future performance.

If you do not meet the qualifications above, please click "Decline" to return to the homepage.

eMoney

eMoney is an industry-leading financial planning platform designed to help advisors, planners, and RIAs deliver personalized, comprehensive financial advice to clients across all stages of life.

Nitrogen

Nitrogen is a client-engagement and advisor platform built to bring clarity, quantification, and alignment to risk tolerance and portfolio construction. It uses a proprietary system that simplifies risk into a single, objective metric — the Risk Number® — allowing advisors and clients to speak the same language about risk, rather than relying on vague, subjective labels like “moderate” or “aggressive.”

Important Notice

This document contains investment performance information and is intended solely for Institutional Investors and Financial Intermediaries.

By clicking "Accept" below, you confirm that you are:

This material is not intended for retail investors and should not be distributed or relied upon by any person other than the intended audience. Performance data presented may be based on past results, which do not guarantee future performance.

If you do not meet the qualifications above, please click "Decline" to return to the homepage.

You are now leaving

www.jagcap.com